Terms & Conditions — 22club

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Member", "Player", or "User") and 22club ("we", "us", "our", or "the Platform"), the operator of the online gaming platform accessible at https://22club.win ("the Platform" or "the Website").

By accessing the 22club website, completing the registration process, making a deposit, or placing any wager or bet on the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety, together with the 22club Privacy Policy, Responsible Gaming Policy, and any game-specific rules published on the Platform.

If you do not agree to any part of these Terms, you must immediately cease using the Platform and close your account. 22club reserves the right to amend these Terms at any time. Amendments take effect upon publication on the Website. Continued use of the Platform following publication of amended Terms constitutes your acceptance of the revised Terms.

The 22club Platform is intended solely for adult users who meet all of the following eligibility criteria:

• You are at least 21 years of age;
• You are legally permitted to participate in online gaming activities under the laws applicable to your jurisdiction of residence;
• You are not a resident of any jurisdiction in which online gaming is prohibited or restricted by applicable law;
• You are acting on your own behalf and not as an agent for any third party;
• You are not a current employee, director, or contractor of 22club or any of its affiliated entities, nor an immediate family member of such a person.

22club conducts age verification as a mandatory step in the account registration process. Where documentation is requested to confirm age or identity, failure to provide satisfactory documentation within the timeframe specified will result in account suspension and withholding of withdrawals pending verification. 22club reserves the right to carry out enhanced due diligence checks at any time in accordance with applicable licensing obligations.

Each individual is permitted to hold a maximum of one (1) active 22club account. The creation of duplicate or multiple accounts — whether under the same or different personal details — is strictly prohibited. In the event that duplicate accounts are identified, 22club reserves the right to:

• Suspend or permanently close all associated accounts without notice;
• Void all pending bets and wagers placed from any associated account;
• Forfeit any bonus credits, promotional winnings, or free spin proceeds accumulated across all associated accounts;
• Withhold any withdrawal request pending investigation.

You are responsible for maintaining the confidentiality of your 22club login credentials, including your username and password. You must not share your account credentials with any third party. 22club will not be liable for any loss or damage arising from unauthorised access to your account resulting from your failure to maintain the security of your credentials. You agree to notify 22club immediately if you become aware of any unauthorised use of your account.

You must ensure that the personal information registered on your 22club account — including your full legal name, date of birth, residential address, and contact details — is accurate and kept up to date. Providing false or misleading information during registration constitutes a material breach of these Terms and may result in immediate account closure and forfeiture of funds.

All financial transactions on 22club — including deposits, withdrawals, and bonus-related transactions — are denominated in Malaysian Ringgit (MYR). The following payment methods are supported on the Platform: Touch 'n Go eWallet, Boost, FPX (all participating Malaysian banks), Maybank, CIMB, and Public Bank.

Deposits: The minimum deposit amount is RM 30. All deposits are credited instantly upon confirmation from the payment provider. 22club does not charge fees on deposits; however, your payment provider may apply their own transaction charges.

Withdrawals: The minimum withdrawal amount is RM 50. Withdrawal requests are processed by 22club within one (1) business hour under standard conditions, subject to verification requirements. Withdrawals will only be made to a payment method or bank account registered in the same name as the 22club account holder. 22club reserves the right to request identity verification documentation prior to processing any withdrawal.

You represent and warrant that all funds deposited into your 22club account are lawfully obtained and that you are the authorised user of the payment method used. 22club operates strict anti-money laundering controls and reserves the right to conduct enhanced due diligence where suspicious transaction patterns are identified, which may include a requirement to provide source-of-funds documentation.

In the event that a deposit is made in error or a chargeback is initiated through your payment provider, 22club reserves the right to reverse any associated winnings, close the relevant account, and take such further action as may be necessary to recover the funds in question.

22club may, at its absolute discretion, offer bonuses, free spins, cashback credits, and other promotional incentives to eligible members. All promotions are subject to the specific terms and conditions published alongside each offer, which are incorporated into and form part of these Terms.

Unless otherwise specified in the applicable promotion terms, the following general bonus conditions apply:

• Bonuses are available to one (1) account per household, per IP address, and per device;
• Wagering requirements must be met in full before bonus-derived funds are eligible for withdrawal;
• Bonuses have an expiry period as stated in the promotion terms; unused bonuses will be forfeited upon expiry;
• 22club reserves the right to amend, suspend, or withdraw any promotional offer at any time without prior notice;
• Any evidence of bonus abuse — including, without limitation, coordinated wagering, hedging, or the use of multiple accounts — will result in forfeiture of bonus funds and may result in account closure.

Welcome bonuses and first-deposit promotions are available only to new 22club members who have not previously held an account on the Platform. 22club reserves the right to verify eligibility prior to crediting promotional amounts.

All bets, wagers, and gaming activity on 22club are subject to the product-specific rules applicable to the relevant game or sports market, which are published within the Platform. In the event of any conflict between these Terms and any product-specific rules, the product-specific rules shall prevail with respect to the specific product.

22club reserves the right to void bets in the following circumstances, without limitation:

• Where an obvious error or technical malfunction has affected the presentation or calculation of odds;
• Where a bet has been placed in contravention of these Terms or applicable game rules;
• Where 22club has reasonable grounds to suspect that a bet has been placed as part of a fraudulent or collusive scheme;
• Where incorrect odds were published due to a human or system error, and the bet was accepted at materially incorrect odds.

Decisions of 22club with respect to the outcome of bets and games are final, subject to any dispute resolution process set out in these Terms. 22club's random number generators (RNGs) are independently certified to ensure fair and unbiased outcomes for all RNG-based games.

The following conduct is strictly prohibited on the 22club Platform. Any Member found to have engaged in prohibited conduct is subject to immediate account suspension, account closure, forfeiture of funds, and reporting to the relevant regulatory or law enforcement authorities:

• Providing false, inaccurate, or misleading personal information;
• Opening or using more than one 22club account;
• Using automated software, bots, algorithms, or other technological tools to gain an unfair advantage;
• Engaging in any form of collusion, match-fixing, or coordinated betting activity;
• Exploiting technical errors or malfunctions in the Platform's favour and failing to report them promptly;
• Using the Platform for any money laundering, fraud, or other criminal purpose;
• Attempting to circumvent any security, verification, or responsible gaming measure implemented by 22club;
• Facilitating, encouraging, or assisting a third party in engaging in any of the above conduct.

All content on the 22club Platform — including, without limitation, the website design, layout, graphics, logos, software, game interfaces, text, and data — is the exclusive intellectual property of 22club or its licensed content providers, and is protected by applicable copyright, trademark, and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial entertainment purposes only. This licence does not permit you to copy, reproduce, distribute, modify, create derivative works from, or commercially exploit any part of the Platform's content without the prior written consent of 22club.

To the fullest extent permitted by applicable law, 22club shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Platform, including but not limited to gambling losses, loss of data, service interruptions, or technical faults.

22club does not warrant that the Platform will be available without interruption, error-free, or free of viruses or other harmful components. The Platform is provided on an "as is" and "as available" basis. 22club's aggregate liability to any Member in connection with any claim arising under these Terms shall not exceed the net deposits made by the Member in the 30-day period preceding the event giving rise to the claim.

22club reserves the right to suspend, restrict, or permanently close any member account at any time and without prior notice where 22club has reasonable grounds to believe that:

• The Member has breached any provision of these Terms;
• The Member's conduct presents a risk to the integrity of the Platform, other members, or 22club's licensing obligations;
• Continued operation of the account would expose 22club to regulatory, legal, or reputational risk;
• The Member has self-excluded or requested account closure under the Responsible Gaming policy.

Where an account is closed by 22club for reasons other than a breach of these Terms, any verified withdrawable balance will be returned to the Member via their registered payment method, subject to the completion of any required identity verification. Bonus credits are not withdrawable and will be forfeited upon account closure in all circumstances.

Members may request voluntary account closure at any time by contacting 22club's 24/7 support team via Live Chat or WhatsApp.

The collection, processing, and storage of personal data provided by Members in connection with their use of the 22club Platform is governed by the 22club Privacy Policy, which is incorporated into these Terms by reference. By accepting these Terms, you consent to the processing of your personal data in accordance with the Privacy Policy.

22club implements industry-standard security measures — including 256-bit SSL encryption and two-factor authentication — to protect Member data. However, no transmission of data over the internet can be guaranteed to be completely secure. You acknowledge and accept this inherent risk when transmitting personal data to 22club.

These Terms are governed by and construed in accordance with the laws applicable under 22club's international gaming authority licensing jurisdiction. Any dispute arising out of or in connection with these Terms shall first be referred to 22club's internal dispute resolution process: Members must submit a written complaint to the 22club support team, which will acknowledge receipt within 48 hours and provide a substantive response within 14 calendar days.

If the dispute is not resolved through the internal process to the Member's satisfaction, the Member may escalate the matter to the relevant regulatory body under 22club's licensing authority. 22club fully cooperates with all regulatory investigations and adjudications.

Members who have questions about these Terms or wish to raise a concern are encouraged to contact 22club's 24/7 support team in the first instance. Contact details: Email — [email protected] (plain text, not a link). Live Chat and WhatsApp support are also available around the clock.